Build business credit

First 90 days: Build credit and a home base. Step 14 of 24 in the new LLC launch playbook. Business credit lets your company get loans, equipment financing and supplier terms without leaning only on your personal credit. Key points: - Get a free D-U-N-S Number from Dun & Bradstreet. It creates your business credit file. - Use the exact same business name, address and phone number everywhere (bank, IRS, state, website, listings). - Open accounts with suppliers that offer net-30 terms and report payments to business credit bureaus. - Get a business credit card, keep balances low and pay on time or early. - Check your business credit reports with Dun & Bradstreet, Experian Business and Equifax Business. Cost: Free to start. Key habit: Pay early.

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