Get business insurance

First 30 days: Look and act like a business. Step 13 of 24 in the new LLC launch playbook. An LLC limits your personal liability, but it does not pay for accidents, lawsuits or damage. Insurance does. Key points: - General liability covers injuries and property damage you cause to others. - Professional liability (errors and omissions) covers mistakes in your advice or services. - A Business Owner's Policy (BOP) bundles liability and property coverage, often at a lower price. - Workers' compensation is required in most states once you have employees. - If you drive for work, you likely need commercial auto coverage. Tip: Get quotes from an independent agent.

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